Thrivent

My husband and I both had LTC coverage. He passed quickly at age 85 and I could not live alone due to my stroke. Thrivent LTC paid $2000 when I was in assisted living and $3300 when I had to be in a nursing home. I am so thankful for the coverage and service..

Great whole life policy for every member of our family. We were able to insure our children in infancy. They will always have this life insurance policy with guaranteed purchase options, even if their health status would change. I still have the policy my parents bought me when I was a baby. My husband still has the policy started for him when he was a baby. We've since added additional coverage based on our growing family's changing needs. Our agent is knowledgeable..

We are very disappointed in the long term care coverage. After thousands and thousands of dollars in premiums, the criteria to collect is vry strict and you have to practically have to be on death's doorstep to even get a nickle. I strongly suggest AGAINST this coverage. When we appealed, they never even wrote us back to explain. Our agent obviously did not know what he was talking about when he sold this policy to my parents. Mom has been in for 10 months now and not gotten anything..

Very poor response to service. We used to have a great agent but since he left two years ago, our service has really suffered and the home office is no real help in answering questions..

several years ago I was sold a policy, that I feldt would serve me and my family to the end of my life. this policy has been the worst investment I have ever made, because of not hearing the truth from the general agent and thrivent not living up to the contract..

finest financial institution available.

Local agent is knowledgeable and goes beyond the call. Company has great financial strength, and just declared 6% interest rate on our Horizon life insurance. Dividends went up also which is awesome in today's economy. We've been very blessed to be associated with Thrivent, not only personally, but our church and school has benefited much also. I'd recommend Thrivent to all my family and friends..

I am rather disgruntled with the long term care insurance. Mom and dad have been in an assisted living residence with level 2 care...meds..showers..wheelchairs..meals brought to room when necessary..etc. They have paid out of pocket for 2 yrs-approx $125,000.00 with the expectation their LTC insurance would finally start paying off and pay the monthly amount. Now we are to find that the policy will only pay 60% of their benefit (approx 2k short per mo) as even though they have nursing care available 24/7 at this facility-they do not have a 'nursing home license'. It is just wrong....BEWARE...... Pitfall No. 3: Definition of a "facility" There are no national standards on what counts as a long-term care facility. That means the definition of what precisely is an "assisted-living facility" or "adult day-care center" can vary widely from policy to policy and state to state. Consequently, if you buy a policy in one state and then retire to another state, there might not be facilities in your new state that match the definition in your policy — and you'd have nowhere to go. Recommendation: Make sure you understand exactly what kind of facilities the policy will cover before you buy it. And call the facilities themselves to make sure they fit the criteria in your policy..

Never have I received such relief and comfort in my life than when I joined Thrivent. This gave me mental peace and satisfaction that I have done something for my life. Now even if anything happens in my life as a part of the uncertainties of life, I need not worry as my family is safe with Thrivent. They will help my family to meet all the expenses being met by my income. Thrivent is more than a simple insurance plan for me..

I have been associates with Thrivent Financial for more than two years and I feel proud to be a member of such insurance company. Thrivent Financial provided a wide range of facilities like business insurance, disability income insurance and different types of Life insurance. It also covers medical insurances along with long term insurance and property insurances. I always suggest my friends and relatives to go for Thrivent Financial as they won’t get any financial help from any other insurance companies like Thrivent Financial..